Western US Life
美西人寿
Western Life, Golden Life
美西人寿， 金品人生
Your Financial Wellness Is Our Mission
您的财务健康是我们的使命
We are a team of dedicated top financial professionals with years of experiences and industry recognition. We provide holistic financial services with multiple language capability, partnering with all major US life insurance and financial companies.
我们是拥有多年经验和业界认可的金融保险专业人士组成的一支精英团队。 我们与全美各大金融保险公司紧密合作，以多种语言为您提供全方位的理财服务。
Our Main Strategic Partners
Company Leadership
Our success is built on strong leadership and a growing team!
我们的成功源于强健的领导和不断壮大的团队！
Join our winning team!
加入我们 赢在起跑线上 !
Christina Jin
金丽萍
President
Christina Jin entered the financial and insurance industry as a life insurance professional in 2011. Her success has soon obtained her the prestigious MDRT recognition, and many more top producer awards during these 10 years. In 2016 aiming to achieve higher goals, she accepted the promotion to be a manager at AIG - one of the biggest insurance companies in the world. She shared all the knowledge and experiences with her team without reservation and helped her team members develop from knowing little to top producers within half or one year. Meanwhile she has earned the top number one manager at this Fortune 100 company for four consecutive years and received AIG's most valued employee accolade worldwide. In 2019, recommended by iCiTi TV and representing US region, Christina participated the popular show “Super Diva" at Shanghai Dragon TV. With her success story and exquisite talent shows, she has won a spot in top 6 nationally, and has become an example of true super diva in this new era. In 2020 Ms. Jin partnered with one of the biggest US IMO organizations, and formed Western US Life at this superb platform, leading a quality team that values professionalism & integrity to provide the most professional & holistic services to their clients.
金丽萍于2011年以保险专业经纪人入驻金融保险领域，杰出的业绩使她很快成为了业界权威的百万圆桌(MDRT)会员， 并在10年的工作经历中获奖无数成为顶尖经纪人。2016年她为了更高的目标，在世界最大保险公司之一的AIG美亚集团升任职业经理，在工作中无私地把专业知识和经验传授给她引领的团队，帮助新同事在短短的半年、一年中从完全没有经验到成为行业精英的顶尖经纪人。同时她连续四年成为该财富百强金融公司排名第一的职业经理，并获AIG全球最有价值员工奖。2019年她还由鹰龙传媒美国城市卫视推荐代表美国区参加上海东方卫视的明星节目“妈妈咪呀”，以她奋斗成功的经历和精湛的才艺表演荣获全国6 強，成为新时代成功女性的代表。 2020年金女士加盟美国保险行业IMO巨头， 在最优异的平台上与合伙人创建了Western US Life 美西人寿， 领导了一支以专业素养及敬业精神为本的优秀团队， 致力于为客户提供最专业的全方位服务。
Elaine Liu
Board Chair/Founding MP
Ms. Liu, an accomplished international marketing veteran in the financial services industry with extensive experience in distribution and agency management cofounded Western US Life in 2020. Previously Ms. Liu served as Vice President of Multicultural Markets at MassMutual. In addition, she served as Vice President and Chief Marketing Officer, Asian Markets at AIG and was instrumental in helping to build AIG Financial Network. With a robust background working with both Metlife and New York Life’s diverse and multi-cultural distribution teams, Ms. Liu was able to help these major insurance carriers penetrate these challenging markets. With a vigorous business schedule, Ms. Liu still finds time to give back to the industry and serves on the board of directors as Vice President for the Chinese American Insurance Association (CAIA), and the national advisory board of the Asian Hall of Fame at Robert Chinn Foundation.
刘女士在国际金融保险及营销传媒领域拥有丰富的市场和公司管理经验， 与金女士于2020年强强联手成立了美西人寿。刘女士之前担任MassMutual 万通互惠理财多元文化市场副总裁。她还作为AIG亚裔市场副总裁兼首席营销官，对AIG美国亚裔市场的开拓和发展起到了举足轻重的作用。在加入AIG之前， 刘女士先后担任纽约人寿和MetLife大都会人寿保险全美多元市场的资深经理， 有效地帮助这些美国保险巨头公司在充满挑战的全美多元文化市场上占据重要份额。 虽然工作繁忙，她仍致力于回馈保险行业和亚裔社区，担任全美华美保险协会（CAIA）的副主席， 并在Robert Chinn基金会荣任美国亚洲名人堂的董事会顾问。
City of Industry Branch
17800 Castleton St. Suite 408 - 410
City of Industry, CA 91748
Phone: (949) 812-4804
Fax: (626) 474-2021
Our Office
We are hiring!
我们在招聘中！
If you have a passion in financial services and helping people, we have the right platform, management & team with resources and proven training program to support you grow a rewarding career! Please click the button below to know more details about our advantages.
如果您热衷于金融理财服务及帮助他人， 我们的专业平台，管理，团队资源和成功的培训项目会给您提供一个充满收获的职业生涯！请点击以下按钮了解更多关于我们优势的资讯。
Planning Strategies in a Post-COVID-19 World
疫情过后的理财策略
As we face challenges on the health, economic and market fronts, we would be remiss not to explore the positive ways your client’s wealth plan can benefit from low interest rates and depressed asset values. Here are several planning strategies that are particularly attractive in this kind of climate.
当我们面临健康，经济和市场前沿的挑战，我们不可忽视为客户探索在这种低利率和资产价值萎缩的大环境中积极有利的财富规划。 这些都是一些当下非常适宜的规划策略。
These tactics are particularly attractive during challenging times.
这些策略在目前充满挑战的时刻尤为珍贵。
A foreign national is a person who is a U.S. citizen who lives outside the U.S. full time or a citizen of another country residing in or traveling to the U.S. As a foreign national, you can still get U.S.-based life insurance if you meet certain criteria. Here’s what you need to know if you’re thinking about buying a policy. Please feel free to contact us with questions， quotes or any assistance.
外侨人士是指全职在国外的美国人， 也可以是居住或旅行至美国的外国人。虽然作为外侨人士， 如果符合核保标准， 同样可以购买美国的人寿保险。 若您有意购买保单， 请参考以上文章资讯。 如果您有问题，需要保费查询或任何帮助，欢迎随时联络我们。
How To Get U.S. Life Insurance As A Foreign National
外侨人士如何购买美国的人寿保险
Cash Value Life Insurance Provides A Safe Harbor In Today's Economic Storm
具有现金价值的人寿保险在现今的经济风暴中提供了一个安全的港湾
In light of recent market challenges that have impacted the diversified investment portfolios we manage for our clients, many have asked how the cash values in their investment-oriented life insurance policies are weathering the storm. Whole life, universal life and indexed universal life have traditionally maintained their values through tough economic times because they are designed with that very goal in mind.
介于近期的市场挑战影响到多元化的投资组合， 许多客户在问投资型的人寿保险里的现金价值是如何应对这次金融风暴。终身寿险，万能寿险，指数型万能寿险通常在各种经济困难时期都能够保值， 因为这正是设计这些产品的目的。